$698,800
225 Ch. Stephens
Otter Lake
Otter Lake
Type
Two or more stories
Bedrooms
3
Living area
1280 Square Feet
Bathrooms
2
MLS® 25446500
Property description
Turnkey waterfront investment on crystal-clear Lac Clark in Otter Lake. Built in 2024, zero deferred maintenance, and STR-approved renting up to $500/night. This thoughtfully designed 3-bed, 2-bath country home combines modern energy-efficient construction with timeless cottage appeal. Whether you're looking for a personal retreat or an income-generating property, this delivers both. Features include a sauna, large screened-in porch, 1.37-acre lot, and direct waterfront access on one of the region's most pristine lakes. The 2024 build means no surprises: new systems, new structure, full protection. Enjoy lake life only 80 mins from Ottawa!
Details
Room dimension
| Room | Floor | Dimensions | Floor covering |
|---|---|---|---|
| Hall | 1st level/Ground floor | 11.8 X 3.6 ft / 3.56 X 1.07 m | Wood |
| Bathroom | 1st level/Ground floor | 7.9 X 8.9 ft irr / 2.36 X 2.67 m irr | Tiles |
| Primary bedroom | 1st level/Ground floor | 12.3 X 11.9 ft / 3.73 X 3.58 m | Wood |
| Walk-in closet | 1st level/Ground floor | 3.8 X 6.4 ft / 1.12 X 1.93 m | Wood |
| Kitchen | 1st level/Ground floor | 10.7 X 10.4 ft / 3.23 X 3.15 m | Wood |
| Dining room | 1st level/Ground floor | 11.9 X 11.4 ft / 3.58 X 3.45 m | Wood |
| Living room | 1st level/Ground floor | 12.9 X 12.9 ft / 3.89 X 3.89 m | Wood |
| Bedroom | Garden level | 10.6 X 11.6 ft irr / 3.20 X 3.51 m irr | Laminate floor |
| Bedroom | Garden level | 12.6 X 11.6 ft / 3.81 X 3.51 m | Laminate floor |
| Bathroom | Garden level | 6.5 X 9.2 ft irr / 1.96 X 2.79 m irr | Laminate floor |
| Family room | Garden level | 12.6 X 25.3 ft irr / 3.81 X 7.70 m irr | Laminate floor |
Taxes and expenses
| Municipal | $2,716 |
| School | $98 |
| Electricity | $1,550 |
| Other | $800 |
Building and interior of the property
| Bedrooms | 3 |
| Bathrooms | 2 |
| Number of rooms | 11 |
| Number of rooms above ground | 3 |
| Living area | 1280 Square Feet |
| Expected delay of occupancy | 15 |
| Items included in the sale | All furniture, sauna, shipping container |
| Items excluded in the sale | Red Muskoka chairs |
| Land area | 5570 |
| Year built | 2024 |
| Municipal assessment (land) | $304,100 |
| Municipal assessment (building) | $296,500 |
| Municipal assessment (total) | $600,600 |
| Assessment year | 2025 |
| Available equipment | Outdoor storage space |
| Available services | Electricity Connected |
| Basement | 6 feet and more, Finished basement |
| Distinctive features | Detached, No rear neighbours, Resort/Cottage, Waterfront |
| Equipment available | Level 2 charging station, Private balcony, Private yard |
| Hearth stove | Wood stove |
| Heating energy | Electricity |
| Heating system | Electric baseboard units, Radiant |
| Landscaping | Landscaped |
| Laundry | 1st level/Ground floor, Bathroom, In bathroom ground level |
| Roofing | Sheet metal |
| Sewage system | Disposal field, Septic tank |
| Siding | Vinyl |
| Topography | Sloped |
| Water supply | Artesian well, Well |
| Waterfront | Lake |
Addendum
| Interior features: * Completely turn-key, and furnished * Beams are milled from trees from the land * Large screened-in porch with windows that open fully * Sleeps up to 10 with 3 bedrooms, and bonus spaces * 2 full bathrooms * Laundry on the main level Exterior features: * Composite decking used throughout = no maintenance! * Electric sauna included * 106 feet of waterfront * Over an acre of land that includes a piece on the other side of the road for extra parking * Hot and cold tap installed for a future outdoor shower Building specifications: * Built in 2024 * ICF foundation - energy efficient and resistant to moisture * Radiant floor heat throughout * Metal roof with R60 blown cellulose insulation * Artesian well with UV filter, and iron filter * Wired for an EV charger * Electrical at the top of the driveway for a camper or RV hook up * 60amp at the top of driveway for a future carport or garage * Electrical available to add an AC unit Lac Clarke: * Resident only lake with a private access boat launch with locked gate * Incredible clean, spring fed lake * Stocked with trout Short-term rental: * New permits are required from the CITQ and municipality * Rented for up to $500/night in high season * Operating expenses not including mortgage = $9,400 * Potential gross earnings rented 50 days/year = $25,000 |
